eCheck is a method of adding cash to your online casino account without credit cards, debit cards, or an ewallet service. Many people don’t like using a charge card online, for fear their credit card information will be stolen and used to steal their identity. Others don’t like to use web wallets, because they don’t like to keep up with the password information and account info from multiple financial institutions. The eCheck casino option is a way users can fund their gaming activities and play online casinos while keeping things simple.
- Dispute Online Casino Charges
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Reviewing the Best eCheck Accepted Casinos in 2020
Dispute Online Casino Charges
Sep 11, 2017 However, online gambling is illegal and as such if you did not pay, there is likely little they would succeed upon that claim in court. This is why a third party fictitious name company is used to appear on your charge card. So the answer is in most all cases if you refuse to pay, they could sue, but the chances are you will prevail. Most of the online casinos would never send you even a dime, unless your personal identification is not confirmed by the casino security department. The verification process is the only guarantee that your money and personality are in safe hands and will reach no one else, but you and thus, if you fail going through it, you’ll be immediately banned from the casino.
eChecks & Instant Checks for Online Casino Deposits
The electronic check or instant check is a way to pay for your gambling if you want to handle everything through your bank account. It’s recommended to use this method at well-known casinos that have a solid reputation. It’s further recommended to only fund the account with the money needed to fund gambling activities, such as poker, and moving the cash over from another secure account when it’s time to deposit again at the casino or mobile casino. That way, if someone does get your checking information, they’ll only be able to take a small amount of your bankroll, budget, and savings.
What Is an eCheck?
An eCheck is an electronic check. It is the Internet equivalent of the checks you would write at the grocery store or the convenience store. This payment method is tied to your checking account through a routing number, so these funds come right out of your bank account. You’ll need to provide verification to use this deposit method.
Many electronic payment services or web wallets offer the eCheck as a service. So PayPal casinos,Neteller or Moneybookers might service your eCheck. The electronic check provides greater security than a standard physical check you write from your checkbook because it has more security features attached and is processed quicker. Investopedia mentions important features such as authentication, encryption, digital signatures, and public-key cryptography.
The electronic check is governed by the same laws as standard paper checks issued by banks. Any transaction a paper check is good for, the eCheck is legitimate for use.
Are eChecks as Safe as Credit Cards?
Because an eCheck/instant check is safer than a paper check, that doesn’t necessarily mean it’s as safe or effective as a credit card payment. One advantage a credit card has over an e-check is the ability to dispute unknown charges. When you notice an unknown charge on your credit card, or your credit card issuer notices the same, the company stops payment and disputes the charge. If you use an electronic check, security and oversight are going to be left to whichever bank you have an account with.
For that reason, it’s still preferable to use a credit card payment to an electronic check, in most cases. This method becomes preferable when your credit card company begins to question your payments to or withdrawals from eCheck online casino sites. The aforementioned situation where you dispute charges from a casino site can cause its own unique problems, too.
A common scenario when using your credit card is when an online casino is slow in paying you, after you’ve made a deposit in their system and wanted to cash out after a quick win. In this scenario, those gamblers who want their credit card company to dispute with the gambling company often find themselves being monitored more closely by the credit card company–they see gambling as increasing your risk of maxing out your card, being delinquent, going into default, or even bankruptcy. In other words, Visa or Mastercard noticing your gambling payments causes them to consider you riskier.
Many people want no part of that situation, so they choose to avoid disputes through their credit card company. Unfortunately, a similar situation can arise when your primary financial institution begins to notice eChecks going to and coming from an electronic casino.
For that reason, some online gamblers prefer to set up a separate checking account for their gambling expenses. Winning real money on slots, poker, and other games is why they play casino games instead of visiting casinos in real life. This keeps online gaming transactions out of their normal account, where their bank, accountant, and spouse sees these payments and cashouts. That’s one reason most online casino sites send you checks by the name of their parent companies because they sound less like online gambling sites than “888casino” or “bet365 Casino” would.
Are eCheck Casinos Open to USA Players?
At present, 63 different gambling sites allow for instant check casino deposit and accept United States players. Casinos accepting eCheck include Realtime Gaming sites like Club USA Casino, Lucky Red Casino, High Noon. Don’t assume RTG sites are the only options, though. Microgaming casinos like Red Flush Casino also participate, while lesser-known software providers like Amigotechs Inc, who also offer instant check deposit services through a few casinos.
Be careful and research the casinos and mobile casinos you want to send eChecks too. It’s always better to be safe than sorry.
Instant Check Casinos for UK and Canadian Casino Players
Players from the United Kingdom and/or Canada have a much wider selection, with at least 348 different sites which accept bank draft cheques. These are some of the most famous poker sites and gambling sites in the world, such as Ladbrokes Casino, 888 Casino, and William Hill Casinos. This underscores the fact that legalizing online gambling protects players by giving them access to more choice and a larger number of legitimate choices. When you make something a black market activity, people are less protected under the law.
Hello,
Recently I deposited money into my Bovada account, placed some wagers,
and am now in the process of receiving a payout. I would like to
dispute the $60 fee that I was charged for my rapid transfer payout,
and also bring to your attention multiple deficiencies on the
bovada.lv website.
Issue #1
When initiating a Rapid Transfer deposit, the website clearly states
that the payout will be via check. See attached, annotated screenshot
'rapid_transfer_check.gif.' However, when I began the process for a
payout, I discovered that a payout was only available via Rapid
Transfer, which is in direct contradiction to the stated terms on the
website.
Issue #2
When initiating a Rapid Transfer payout, there are no fees stated.
Please see attached, annotated screenshot 'payout_fees.gif.' On the
Rapid Transfer payout page, a message is displayed saying 'Fees: see
chart below.' However, there is no chart displayed below, and the
customer is not notified of any fees associated with the Rapid
Transfer payout.
For these reasons, I am requesting a credit of $60 for the fee that
was levied against my account for the Rapid Transfer payout, and if
the fees and restrictions I encountered are the standard operating
procedure for Rapid Transfer deposits and payouts, you would be
advised to update your website to accurately state all restrictions on
deposits/payouts, and corresponding fees.
Thank you for your time,
[Name redacted]
Account #[redacted]
rapid_transfer_check.gif (click for full-size):
payout_fees.gif (click for full size):
Do you have a local bookie at your disposal? (assuming you are making sports wagers) And for horses, TwinSpires.com is great.
Letter To Dispute Charges
Good luck. Unfortunately, this seems to be par for the course when dealing with an online sportsbook.
Do you have a local bookie at your disposal? (assuming you are making sports wagers) And for horses, TwinSpires.com is great.
Bovada seems to have a good reputation for this stuff though, which is why I'm hoping I can get some resolution.
I haven't looked for a local bookie, I'm sure there's one around, and I don't bet horses, but thanks for the advice.
more important business, don't get your hopes up.
Ask Bodog Becky. But she's pretty busy this week with
more important business, don't get your hopes up.
Really Bob, I am shocked to hear that.
The email response I got was clearly an automated response based on words in my email, as it said 'We are sorry to hear that you are having difficulty depositing into your Bovada account...' which is clearly not the problem. They invited me to contact them via phone, so I'll be doing that...kind of annoying though that a real person wasn't able to look at my email, especially since the screenshots which are critical to my complaint are included there.
Hello. We'd like to help you get this situation taken care of. If this has not yet been resolved, please feel free to PM us your account number and we will be happy to look into this for you.
Since I am ineligible for a check courier payout based on my location, Bovada seems very difficult to use for me. The RapidTransfer payouts have a maximum of $800, so to reclaim your account balance in excess of $800 you have to make multiple payouts, each subject to a $60 fee. Obviously this cuts into any profits you have made, or adds to any losses. Without the one free check courier payout per month, the site is impossible for me to use. Not sure if it just my state that precludes the use of the courier check, or if it's all of the US. I deposited $919 (no fee) to bet on the Oscars, won all the bets and made $207 for a balance of $1126, and now it's going to cost me $90 in fees to get the money back out.
Also, I know the fees for a MoneyGram transfer, and they are not as high as what Bovada is charging. For example, sending $900 person-to-person via MoneyGram carries a $20 fee, but getting the max $800 payout from Bovada carries a $60 fee....so it definitely appears that they are skimming off the top here. I'm not saying that's technically dishonest as they are free to increase their profit wherever they can, but it seems like an online casino/sportsbook should be able to make their profit from the house edge and the vig, and not juice up the financial fees as well.
Hopefully we'll have regulated above-the-board online gambling soon in the US...not holding by breath on that one.